Where to File Your Bankruptcy Case: Venue

Where Should Bay Area Residents File Bankruptcy? By Andrew J. Christensen July 10, 2014 The general rule is that you file your bankruptcy case in the county where you live. However, sometimes it gets more complicated than that if you have multiple properties, or own a business, or recently moved. There are three rules for determining the bankruptcy court where …

Discharging HOA Dues: Summary of the Rules

Summary of the rules governing HOA dues • HOA dues are a personal unsecured debt of the homeowner at the time the dues are assessed. Cal. Civ. Code § 5650. • HOA assessments become secured only when the HOA files a lien. Cal. Civ. Code § 5675. • The lien is not entitled to special priority. Priority determined by the …

HOA Dues in Bankruptcy

Dealing with Homeowners Association Dues in Bankruptcy By Andrew Christensen, Attorney August 19, 2014 The dischargeability of home owner association dues is complicated and often misunderstood. It turns out that many times past due HOA fees may be discharged in bankruptcy. There are several misconceptions about discharging HOA dues that are common among both homeowners and attorneys. It is commonly …

What to bring to an initial free bankruptcy consultation

There are a few documents that may be useful for you to bring to your first bankruptcy consultation in my office. Your first consultation is free, and no paperwork is actually required, but it is often helpful to bring a few things if you have them. Here are the basic documents that are the most helpful for a consultation: • …